Most Popular Online Payment Solutions: A Guide

There are so many ways in which one can earn (and spend) money online but this issue isn’t just about having sufficient funds but also knowing how to spend the money most efficiently. In the digital environment, we’re, of course, talking about online payment methods and platforms. Different platforms have different fees, rates, and options available.

Finding the best payment method to make online purchases or receive money that you’ve earned online is far more complex than you think.

So, here’s a brief guide to help you figure out how to pick the right payment solution for your particular situation.

Google Pay

The best thing about Google Pay (like anything other Google-related) lies in the fact that it’s incredibly easy to integrate with all your marketplaces. The majority of people browse the internet using their Google Account, which means that Google Pay has a pretty easy job of keeping track of all your stores and marketplaces.

The platform is simple to use and practical for those using smartphone and desktop devices alike. Also, in order to get a bigger share of the market, Google Pay is actively trying to incentivize its audiences through promotions and programs.

The security itself is quite high and your personal information is protected through several layers of security. Even when you pay in stores, the actual card number is never shared with anyone, which makes your sensitive information extra secure.

The minimum balance of Google Pay is $10, while for bank accounts you can add up to $1,500. For a debit card, you can add up to $500. All of this is more than enough for your short-term online spending needs.


PayPal is one of the simplest ways to send money to friends and family, as well as to make some payments. It encrypts all your credit card information and keeps it safe. There are no fees when sending money to friends and family.

On top of this, there are no reasons why you shouldn’t use PayPal. Registering a profile is completely free of charge and quite simple to use. There are no annual fees, no sign-in fee, and nothing of the sort. A high level of security also makes PayPal a great option for those who are wondering on how to successfully get paid from online casino.

Sure, there are some downsides, as well. For instance, if you want to get instant access to your money, there’s a 1% fee that you’ll have to pay. Otherwise, you would have to wait several days to get the money transfer.

PayPal is also great for online auctions which makes it insanely easy to place bids and make purchases.

Amazon Pay

Now, PayPal has one major drawback – it’s owned by (or at least was previously owned) by eBay. This means that using PayPal to buy and sell items on is not an option. The simplest way to overcome this problem is with Amazon Pay. Still, there are other reasons to use Amazon Pay, not just as an alternative to PayPal.

Those who are making a gift purchase feel more comfortable with Amazon Pay than if they were to use an unfamiliar platform/payment solution. Seeing as how a lot of people trade a huge volume on, Amazon Pay would be quite handy, at least as one of the potential payment solutions.

One major disadvantage to choosing Amazon Pay lies in the fact that it offers no support for PayPal payments. Then again, there’s nothing preventing you from having both of these platforms at the same time.

eBay Managed Payments

This particular platform is a bit controversial, seeing as how the majority of its users still prefer to use PayPal. Still, for eBay vendors, having managed payments is compulsory. To make the long story short, the question is no longer whether you want to use Managed Payments but whether you want to use eBay, to begin with.

The original idea was to create a service that would enhance buying and selling experience for all the platform’s users. As a result, the platform excels at managing payments in all markets.

As an eBay vendor, you can no longer get money directly into your PayPal account. Instead, you get paid into your Managed Payments account. This is where your eBay sales are deposited on a regular basis. You get regular invoices, the fees are deducted automatically, etc. Subsequently, you can also use your eBay account to make payments.


This platform is renowned for its incredible debit card. Namely, you register for free and you receive your debit card right away. While you can request a debit card via PayPal, as well, here, the process is automatic. Naturally, you’ll have to follow the procedure and confirm your identity.

The thing about the debit card is that you can withdraw your money at any ATM in the world. You can also use it for both online and offline purchases. In other words, you use it like you would use a regular debit card. You can also withdraw money in your local currency (after the MasterCard conversion fee, of course).

The first time you get the money you pay a card maintenance fee (which is roughly $25). This fee is repeated annually (usually in the same month as the last payment).

Wrap Up

In the end, the answer is quite simple – it depends on your payments. If you’re a vendor, it depends on the platform that you use. Moreover, it sometimes comes down to the most common form of transactions that you’re expecting online. If you’re sending money to friends and family on a regular basis or expect to have casino deposits, PayPal is an obvious choice.

Then again, if you’re specializing in a particular platform, it might be better to do your research. On eBay, Managed Payments are mandatory, while doesn’t support PayPal.

In the end, there’s really no reason why you couldn’t use several of these platforms at the same time. The truth is that the majority of people have several payment solutions available that they use situationally.

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